This low-risk investment instrument provides a fixed rate of return for a predetermined period from 1 week to 5 years. Minimum deposit is USD 25,000.

Enjoy higher returns by taking advantage of favorable interest rates and exchange rate movements. Foreign Currency Time Deposits are offered in 11 different currencies and range from 1 week to 5 years. Minimum deposits depend on the currency chosen.

There are no fees to purchase or maintain an SHB Foreign Currency time Deposit, and the minimum term depends on the currency chosen. Our Term Deposits range from 1 week to 5 years.

Structured Time Deposits provide high security and receive a minimum interest return, while offering the potential for enhanced yield through the linked underlying market (e.g. stock market index, single stock, commodity index, single commodity).

Rates and conditions and a detailed prospectus for SHB Structured Time Deposits can be downloaded as pdf's below. Rates are only indicative and can change at any time. For current rates call us at +1 784 451 2030.